The TCPA and Its Implications for Credit Unions

TCPA Blog contributor Michael Stortz and TCPA Blog editor Michael Daly will discuss the TCPA at the Regulatory Compliance Seminar of the National Association of Federally-Insured Credit Unions (NAFCU) on October 10, 2017. This discussion will provide an overview of the statute, including recent regulatory developments at the FCC and recent judicial interpretations of the statute’s applicability and requirements. It will also explore the potential risks that credit unions face and best practices for proactively managing them.

For more information about the seminar, please visit the NAFCU website.

Court Reduces Aggregate Award of Statutory Damages Deemed “Obviously Unreasonable and Wholly Disproportionate”

After awarding a judgment as a matter of law at the close of plaintiffs’ case, Judge E. Richard Webber of the Eastern District of Missouri reduced the award because statutory damages of $500 per call would have been “obviously unreasonable and wholly disproportionate to the offense,” making it unconstitutional as applied to the facts of the case. Golan v. Veritas Entm’t, LLC, No. 14-0069, 2017 WL 3923162, at *4 (E.D. Mo. Sept. 7, 2017). Continue reading

FCC Seeks Comment on Reassigned Numbers; Dozens of Commenters Answer the Call

On July 13, 2017, the FCC sought comment on how it should address the problem of autodialed or prerecorded calls to “reassigned numbers”—numbers that once were used by an individual from whom the caller obtained consent, but have since been recycled and given to a different individual. Reassigned numbers pose a risk of extensive TCPA liability even for those callers that try hard to do everything right, as there is no perfect system to accurately identify all reassigned numbers at the moment they are reassigned. It is little surprise, then, that dozens of commenters chose to weigh in on the FCC’s proposal to create a database for this purpose. Continue reading